Journal Magister Ilmu Ekonomi Universtas Palangka Raya : GROWTH

Firm money in the approach to shariah economic law

2025-01-12T14:18:04+00:00

The swift and unprecedented progress of scientific inquiry and technological innovation in the contemporary digital landscape has ushered in transformative and revolutionary shifts in the realm of financial transactions, whereby individuals no longer find it necessary to endure the tedious process of queuing in order to establish a savings account or to bide their time awaiting the issuance of an ATM card; instead, in this modern age, all that is required is the simple act of downloading an application and replenishing one’s balance, which facilitates immediate transactional capabilities. The outcomes derived from the comprehensive analysis indicate that the four electronic money platforms, namely BCA Sakuku, Link Aja, OVO, and GoPay, serve as significant representatives of their growing presence within the Indonesian market, warranting not only heightened scrutiny from regulatory authorities but also necessitating an in-depth examination from the perspective of Islamic jurisprudence, especially considering that a substantial proportion of the users engaging with these electronic monetary systems identify as Muslim. The emergence and proliferation of electronic money is an undeniable phenomenon that cannot be dismissed or overlooked, as it is intrinsically linked to the rapid pace of technological advancement, compelling the legal framework to adapt and align itself with the exigencies of progress inherent in this millennial epoch characterized by digitalization, speed, and precision; it is conceivable that physical currency may, in certain contexts, be rendered obsolete.

E-money and card payment instruments affect money speed in Indonesia

2025-01-12T14:21:31+00:00

This comprehensive study is meticulously designed to thoroughly examine and elucidate the profound impact that electronic money, commonly referred to as e-money, along with various payment instruments that utilize cards, has on the dynamics of money circulation within the economic landscape of Indonesia. To achieve this objective, the research methodology employed in this investigation is a rigorous multiple linear regression analysis, which is conducted with the sophisticated statistical software known as EViews 9, and it is imperative to note that the type of data utilized in this research is categorized as secondary data. The secondary data, which has been meticulously gathered for the purposes of this analysis, has been sourced from reputable institutions, specifically the Central Statistics Agency and Bank Indonesia, both of which provide a wealth of information that has been systematically collected and organized for analytical scrutiny. The findings derived from this extensive study reveal that, whether examined in isolation or collectively, the total volume of electronic money currently in circulation, the quantity of Electronic Data Capture (EDC) machines operational in the market, and the various Card Payment Instruments (APMK) all exert a significant and positive influence on the overall money circulation within the Indonesian economy. Furthermore, this research contributes valuable insights into the transformative role that these modern financial instruments play in shaping monetary flows, thereby enhancing our understanding of contemporary financial practices in Indonesia. Ultimately, the implications of these findings underscore the necessity for stakeholders in the financial sector to recognize and adapt to the evolving landscape of digital payment mechanisms as they continue to permeate and redefine traditional notions of currency circulation.

Analysis of the influence of entrepreneurial behavior on business performance

2025-01-12T14:24:58+00:00

This scholarly investigation is specifically designed to thoroughly explore and analyze the multifaceted influence exerted by entrepreneurial behavior on the overall performance of businesses across various sectors. By engaging in a comprehensive literature review, this research endeavors to construct an intricate and nuanced understanding of the ways in which entrepreneurial behavior can effectively shape, mold, and influence a diverse array of dimensions related to business performance, including profitability, market share, and customer satisfaction. In this academic discourse, the research delineates the principal findings derived from a meticulous examination of related literature, with a focused emphasis on identifying the pivotal factors that serve to mediate and facilitate the correlation between entrepreneurial behavior and the resultant business performance outcomes. The abstract conclusions drawn from this investigation can serve as a foundational basis for subsequent research endeavors aimed at further elucidating this critical relationship. The empirical results generated through this rigorous research methodology indicate a significant positive correlation between entrepreneurial behavior and enhanced business performance, underscoring the importance of proactive entrepreneurial initiatives. Specifically, initiatives designed to uncover and capitalize on new business opportunities, coupled with innovative approaches to marketing strategies and a prudent capacity for risk management, all contribute fundamentally to the enhancement of business productivity and long-term sustainability. This research ultimately provides profound and comprehensive insights that are invaluable for business stakeholders, including entrepreneurs, investors, and policymakers, thereby equipping them with the knowledge necessary to navigate the complexities of the entrepreneurial landscape effectively.

The influence of service quality and trust on customer satisfaction

2025-01-12T14:31:47+00:00

This comprehensive examination meticulously illustrates the profound ramifications of trust and the caliber of administration on consumer satisfaction, thereby shedding light on the intricate dynamics at play. It is evident that there exist both notable differences and significant similarities among the various journals that have been scrutinized, as well as the diverse perspectives that each of these scholarly publications presents. In addition to delving into several critical aspects concerning the constructs of trust and administration quality, a multitude of viewpoints will be explored in depth and with great consistency throughout the course of this Research Journal. The Learning Writing Research Methodology is employed as the primary approach for the systematic collection of data within this Research Journal, ensuring a robust analytical framework. This methodological approach aggregates information from a variety of distinct published journals, which are then synthesized into a singular comprehensive journal that will be subjected to thorough analysis and interpretation in this Research Journal. Through this rigorous examination, the study aims not only to contribute to the existing literature but also to foster a deeper understanding of the intricate relationships between trust, administration quality, and the resultant levels of consumer satisfaction. Ultimately, this research endeavors to illuminate the complexities of these interrelationships, offering valuable insights for both academics and practitioners in the field

Review of financials, sales, and marketing strategy for micro, small, and medium enterprises in Palangka Raya City

2025-01-12T14:37:33+00:00

This academic investigation is meticulously designed with the primary objective of categorizing and analyzing the performance metrics of Micro, Small, and Medium Enterprises (MSMEs) situated within the urban confines of Palangka Raya City, with a particular emphasis on financial dimensions, product sales figures, and the efficacy of marketing strategies employed by these enterprises. Through the utilization of this systematic methodology, it becomes feasible to discern and identify groups of MSMEs that exhibit homogeneity in their operational characteristics, thereby facilitating the development of more precise and tailored strategies aimed at fostering their growth and development. To gather relevant primary data that would underpin this analysis, a comprehensive survey was administered to a total of 100 respondents, utilizing a well-structured questionnaire designed to elicit detailed information regarding their business operations. The analytical process employed in this study incorporated descriptive statistical tests, which were instrumental in not only processing the collected data but also in effectively visualizing the results, thus enhancing the interpretability of the findings. The outcomes derived from the clustering analysis revealed significant patterns that can be leveraged to inform management strategies for MSMEs, particularly in relation to enhancing operational efficiency and augmenting the effectiveness of their marketing endeavors. It is the aspiration of this scholarly work that the insights garnered herein will serve as a valuable resource for government entities and various stakeholders, enabling them to make informed decisions that are grounded in empirical data and that contribute positively to the economic growth of the local community. Furthermore, by providing a clearer understanding of the operational landscape of MSMEs, this study aims to encourage the implementation of supportive policies that are conducive to sustainable development within the region. Ultimately, the research endeavors to bridge the gap between academic inquiry and practical application, thereby fostering a collaborative environment in which both theory and practice can thrive in the pursuit of economic advancement. In conclusion, the findings of this study hold the potential to significantly influence the strategic direction of MSMEs in Palangka Raya City, ultimately contributing to a more robust local economy.

Cover GROWTH Volume 10 Nomor 2

2025-01-12T14:40:05+00:00